Above all, with technological innovations, today there is no need to wait for hours at the bank to use the automatic cashier or even to act as a manager.
For example, digital banks offer numerous advantages to users, such as the absence of commissions on certain transactions, the financing of coaches or the pre-approval of credit cards and loans.
That's it, these banks have attracted customers, who are looking for a financial solution without so many incorporated commissions.
In any case, to open an account you have to know the bank, the services that best suit you.
The main services offered by digital banks are
- Current account without commissions.
- Credit card with pre-approved limit, on a regular basis without annuality.
- Inversion options;
- Various types of insurance;
- Consortia
- We provide loans to companies and individuals.
To learn the best that banks offer, we have selected the main digital banks to continue.
Main digital banks
Banco Santander Mexico bank
Mainly, Banco Santander México, another of the largest banks in Mexico, offers a variety of services that include savings and current accounts, investments, insurance and various loan plans.
Therefore, with thousands of millions of dollars in assets, this international bank is well known throughout the world.
For its part, Banco Santander México is a subsidiary of the Santander Group, one of the most important banking institutions in the world.
Finally, in 2016, the bank launched an investment plan focused on boosting its digital channels, online banking and technological transformation.
So now the same benefits that have physical accounts have digital accounts.
CapitalOne bank
Red American bank specializing in credit cards, loans for cars and bank accounts and savings, headquartered in McLean (Virginia) and operates mainly in the United States.
That's why most people have learned about their popular credit cards.
Therefore, it has an online banking division that offers a series of products and services, such as vehicle financing.
Furthermore, the credit card and pre-approved loan are available for companies, individuals and even students.
Ally bank
First of all, Ally Bank is one of the precursors of exclusively online banks in the United States.
Previously it was the financial arm of General Motors before evolving to become one of the largest banks in the country in terms of assets.
Like this, this online bank offers a complete range of banking products and services:
- For example, savings and current accounts, deposit accounts with interests and certificates of deposit.
- Receive a bonus of up to $3,000 to increase your investment levels with an Ally Invest Self-Directed account.
- Buy your house, we provide it with a mortgage guarantee.
Banco del Bajio bank
At the moment, Banco del Bajío (BanBajio) is another of the most popular banks in Mexico. It offers comprehensive financial products and services for individuals, companies and corporations.
Furthermore, the bank offers a wide range of consumer and mortgage loans.
Furthermore, the bank offers protection against fraud and company, personal accident and health insurance.
Ultimately, you can open your account via the web or app and continue enjoying your card and credit line.
¡¡¡Important advice!!!
- Before asking for a loan, evaluate your needs.
- Investigate the rates that apply.
- Separate business accounts from personal expenses.
- Prepare for additional expenses.
